Group Life

Group Term Life insurance is a valuable low cost employee benefits.  For many employees this may be the only life insurance they have.

Employer paid life insurance is surprisingly affordable and often has other valuable features you may not be aware of such as:

• Accidental Death & Dismemberment which generally doubles the benefit in the event of death due to an accident.
• Accelerated Benefits in an individual is diagnosed with a terminal illness.
• Dependent & child covererage.
• Coversion option - Permits a terminating employee to convert his/her coverage to whole life insurance.
• Portability - Permits a terminating employee to keep his insurance at term rates.

Many insurance carriers offer additional benefits along with their group life coverage such as Employee Assistance Programs & Travel Assistance programs.