HBG Blog

What's happening at HBG.

Subscribe to feed Latest Entries

Health Care Reform Lunch & Learn

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Sunday, 05 May 2013
in News & Commentary

I will be presenting a lunch & learn on Friday, May 17 about Health Care Reform from an employer's perspective.

If you are an employer who is concerned about how the new law will affect your business, you will definitely want to attend.  I will be discussing the following:

  • "Pay or Play" employer mandate.
  • Coverage & Cost Sharing Requirements
  • Recordeeping & Reporting Requirements
  • Non Discrimination Rules
  • Am I better off offering coverage or paying the fines?

 

I am doing this presentation in conjunction with Business Network International which is a word of mouth marketing organization.  If you are looking for new ways to market your business, you may also want to come to learn more about BNI as well.

If you are interested in attending, you can call me at 901-763-2021, email me at This email address is being protected from spambots. You need JavaScript enabled to view it. , or you can click here to register online.  I'm doing the presentation at 11:00am so that it won't interfere with your work schedule.  The event will be held at:

...
Hits: 253801
0 votes

Aetna announces easier rules for small group health plans in Tennessee

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Friday, 15 June 2012
in News & Commentary

AetnaWould you like to be able to provide group health insurance for your employees but are having trouble meeting the insurance carrier participation requirements or the required cost sharing?

Aetna Insurance Company has a program called Simply Savings that is designed for Tennessee small employers that requires an employer contribution as low as 25% or $50/month and as few as 50% of eligible employees to participate. Employees can choose from multiple plan designs to find the plan that works best for them.

If you would like to learn more about Aetna's health insurance plans for small employers, you can email me at This email address is being protected from spambots. You need JavaScript enabled to view it. , call me at 901-763-2021, or complete and fax the attached census to us at 901-761-1488.

Tags: Untagged
Hits: 88714
0 votes

Aetna meets medical loss ratio requirements for groups in Tennessee

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Thursday, 07 June 2012
in News & Commentary

Aetna

 

 

The Affordable Care Act (PPACA) requires that insurance carriers who do not meet minimum loss ratio requirements to pay rebates back to insureds staring August 1, 2012.

Aetna has notified me that they have met these requirements for their small & large group products in Tennessee and will not be mailing any rebates to individuals covered under their group plan.

...
Tags: Untagged
Hits: 109970
0 votes

BlueCross Meets Minimum Loss Ratio Requirements for Small and Large Group Markets in 2011

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Thursday, 07 June 2012
in News & Commentary

Blue Cross Blue Shield

 

 

Here is an announcement that I got from BCBST.

BlueCross Meets Minimum Loss Ratio Requirements for Small and Large Group Markets in 2011

...
Hits: 231329
0 votes

ABC News Interview

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Friday, 18 May 2012
in News & Commentary

May 17, 2012

I walked into my office this morning and found a message that Joy Lambert with ABC24 news was looking for me.  I called her back and found out she was interested in learning about insurance carrier practices when underwriting individuals for health insurance.  I'm always looking for ways to promote our business so I agreed to visit with her.

Click here to see the interview and video.

Hits: 97470
0 votes

Blue Cross Blue Shield Announces Network Change

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Saturday, 12 May 2012
in News & Commentary

Update: BlueCross to Change Network S for Memphis Area in 2013

 

BlueCross BlueShield of Tennessee has reached a preliminary agreement with Methodist Healthcare to replace Baptist Memorial Health Care hospitals in Memphis, Tipton County and DeSoto County, Miss., beginning Jan. 1, 2013.  We do not expect these changes to affect any of our other BlueCross provider networks.

As the largest provider in West Tennessee, Methodist will serve as a partner in our on-going efforts to provide your clients and our members with affordable health solutions. While all details of the agreement are not final; we will make them available when they are complete.

Hits: 205901
0 votes

Jason Smith & Windstream are helping Ronald McDonald House

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Thursday, 09 February 2012
in Events

Jason Smith is a member of my BNI networking team.  His company Windstream will  be fielding calls tonight for the Ronald McDonald radiothon the number is 800-230-kids (5437)

 

If you can dontate great give em a call; it’s a GREAT cause.

 

Click below if you'd like to make a donation.

...
Hits: 213325
0 votes

HBG Updates - We Like

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Thursday, 09 February 2012
in We Like

 I'm continuing my quest to promote my client's services to each other.  I'd like to tell you about some of my good customers this week and introduce you about one of the members of my business networking group.

 


Zoccola Kaplan

Zoccola Kaplan, PLLC

Tax season is approaching.  Zoccola Kaplan, PLLC is a locally owned full service CPA firm.  They are experienced in all matters of accounting including taxation, IRS problem resolution, estates & trust, business formation, financial planning and investment, real estate & business sales.

...
Tags: Untagged
Hits: 29542
0 votes

HBG Updates

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Monday, 23 January 2012
in We Like

Here are a few updates on things our customers are doing that you may want to know about.

2012 Forcast Meeting

Hal Otey is a financial advisor with Hal Otey Financial.  He is sponsoring a couple of meetings about the market for 2012.  The meetings will be held at The Racquet Club as follows:

  • Thursday January 26 from 6 - 8 pm
  • Tuesday January 31 from 10am - Noon

Resevations are required.  If you are interested attending contact Alexis Robbins at 683-0222 or This email address is being protected from spambots. You need JavaScript enabled to view it. .

 

...
Tags: Untagged
Hits: 131114
0 votes

Habitat for Humanity - Tool Box Bash this Saturday November 5

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Monday, 31 October 2011
in News & Commentary

We are proud to have Habitat for Humanity of Greater Memphis as one of our customers.  Habitat for Humanity is a nonprofit, ecumenical Christian housing ministry.  Habitat seeks to eliminate poverty housing and homelessness from the world, and to make decent shelter a matter of conscience and action.

On Saturday November 5, Habitat is having a Tool Box Bash at 6pm.  The event will be held at Bridges Memphis located at 477 North 5th Street.

Tool Box Bash

You can click here or on the image above to purchase tickets online.  You can also contact Crystal Hardin at 901-322-3510.

Please join Habitat for Humanity and make a difference.

Tags: Untagged
Hits: 79599
0 votes

BancorpSouth HSA Accounts Compromised

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Saturday, 29 October 2011
in News & Commentary

BancorpSouth - Some Health Savings Accounts (HSAs) have been compromised at BancorpSouth.

Tags: Untagged
Hits: 202814
0 votes

Urgent Medical Center is one of the sponsors of the India Fest 2011

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Thursday, 27 October 2011
in We Like

My good friends at Prime Urgent Medical sent me a note that they are sponsoring the 2011 India Festival "Passage Through India."

The festival will take place at The Agricenter on Nov 5 from 10am through 6pm.

There will be authentic Indian food from all parts of India, dancing, music, shopping. The price is $3 for Adults and kids 12 and over.

The program will support the Mid-South Food Bank.  Please bring cans of food for each kid entry.

...
Tags: Untagged
Hits: 48495
0 votes

McDaniel Whitley

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Tuesday, 04 October 2011
in We Like

 

McDaniel Whitley

Hudspeth Benefits specializes in employee benefits; however, we don't do commerical lines of coverage such as workers comp, general liability, etc.  When someone asks us about this type of coverage we usually refer them to Mike McDaniel and Richard Whitley at McDaniel Whitley, Inc.

Their primary specialty is surety bonds and insurance for general contractors, trade contractors, etc.  They also have insurance and risk management resources for manufacturers, distributors, restaurants, and many retail businesses.  They have many years of experience and are experts in their fields.   McDaniel Whitley is a member of the Associated Builders & Contractors association as well as The Associated General Contractors of America.

If you are having issues with your commercial coverage, please give Mike or Richard a call at 901-881-6464.  Please also take a look at their website mcdanielwhitley.com and their facebook page http://www.facebook.com/mcwbonds.

Tags: Untagged
Hits: 60661
0 votes

Does Warren Buffett pay a lower tax rate than his secretary?

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Monday, 03 October 2011
in Politics

 

Warren Buffett has recently called on congress to raise the taxes of people earning more than $1,00,000.  He argues that since most of his income is derived from dividends rather than wages he pays a lower rate of about 15% vs ordinary americans who he says pay between 15 to 25% plus heavy payroll taxes to boot.

Since that time I have heard many argue that Mr. Buffett is unique since there are many people earning $1,000,000 + who derive their income through wages or self-employment income.  I wondered if Mr. Buffet's assertions about himself and ordinary americans is really true so I did some quick math and found the results to be quite interesting.

One first must realize that wages or dividends must come from corporate earnings.  What does it look like as money flows from these corporate earnings to a hypothetical secretary or to a hypothetical billionaire?

For my secretary, I assumed that she earns $50,000, is single, and does not itemize her tax return.  This keeps the math simple and maximizes the tax that she would owe.

...
Hits: 143623
0 votes

Prime Urgent Medical Clinic

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Tuesday, 27 September 2011
in We Like

Because our primary business is health insurance, people often ask us for recommendations on providers to use.  If you don't have a regular physician or need care at odd hours or don't want to wait for an appointment, you should try our friends at Prime Urgent Medical Clinic.  They have a staff of Board-certified physicians, qualified nurse practitioners and well trained staff.

They participate in most PPO plans including Aetna, Blue Cross Blue Shield, CIGNA, Coventry, Humana, United Healthcare, and others.  Prime Urgent Medical Clinic has three locations around Memphis.

176 Goodman Road W
Southaven, MS 38671
(662) 536-1020
 
1520 Bonnie Lane
Cordova, TN  38016
(901) 791-9060
 
3680 S. Houston Levee Rd, Suite 104
Collierville, TN  38017
(901) 854-7620

All three locations are open 8am through 8pm Monday through Friday.  On Saturdays they are open from 10am - 6pm, and 1pm - 6pm on Sundays.  There are only closed on 4 days during the year.  4th of July, Thanksgiving, Christmas, & New Years Day.

Tags: Untagged
Hits: 151963
0 votes

An Early Tea Partier

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Thursday, 15 September 2011
in Politics

Benjamin Franklin

On the Price of Corn and Management of the Poor, 1776

To Messiuers the Public and Co.

I am one of that class of people that feeds you all, and at present is abus’d by you all; in short I am a Farmer.

By your News-papers we are told, that God had sent a very short harvest to some other countries of Europe. I thought this might be in favour to Old England; and that now we should get a good price for our grain, which would bring in millions among us, and make us flow in money, that to be sure is scarce enough.

But the wisdom of Government forbad the exportation.

...
Hits: 46923
0 votes

Periodontal Associates of Memphis

Posted by Chuck Hudspeth
Chuck Hudspeth
Chuck Hudspeth is a partner of Hudspeth Benefits Group
User is currently offline
on Wednesday, 14 September 2011
in We Like

Periodontal Associates

We have been doing business with the folks at Periodontal Associates of Memphis for many years and would like to make all of our clients aware of the good work they do.  Drs. Mitch Godat and Roger Craddock are among the top periodontists in Memphis.  Although their primary specialty is treating patient's gums to help them retain their teeth, Periodontal Associates also does bone grafting, dental implants, and sedation dentistry.

Periodontal Associates has a team of dental assistants, hygienists, and administrative staff to make sure the work is performed smoothly and professionally.  Click here if you would like to meet the staff:  http://www.periomem.com/periodontists-memphis-tn/dental-staff.html

See them on facebook at: http://www.facebook.com/PeriodontalAssociatesOfMemphis?ref=ts

They accept most major dental plans and would love to meet you.

If you would like to speak to someone at Periodontal Associates, please call their team at 901-761-3770.  You can also reach them by email at This email address is being protected from spambots. You need JavaScript enabled to view it. .

...
Hits: 88518
0 votes

HBG's New Blog

Posted by Administrator
Administrator
Partner in Hudspeth Benefits Group
User is currently offline
on Tuesday, 13 September 2011
in We Like

I've been working on creating a website for HBG not only to promote our business but also with the idea of promoting our customers as well.  You may may find that they offer some product or service that would be important to you.

Tags: Untagged
Hits: 197572
0 votes
joomla 1.6 templates free
By Joomla 1.6 templates free