Life Insurance
What is life insurance?
Life insurance comes in various forms. It is a promise made by an insurance company to pay a death benefit to a beneficiary on the death of the insured, in exchange for a series of premium payments from a policyholder. Typically, the death benefit will be many times larger than any single premium.
Term Life Insurance
Term Life Insurance provides life insurance protection with the lowest current premiums. The premiums you pay provide you with coverage for a specified period of time. There is no savings component, generally no special features. Its the simplest form of life insurance protection that you can buy.
We do business with many top rated insurance carriers with products to fit different needs. For example.
Ohio National Life is a low cost leader in the term insurance market. They offer plans with 10, 15, or 20 year rate guarantees. Ohio's rates are among the lowest across age bands as well as underwritng classes.
Ohio National also has excellent financial ratings from the major rating services.
- A+ Superior from A.M. Best
- AA Very Strong from Standard & Poor's
- A1 from Moody's
